Debt after Death

Will My Debt Out live Me?

Your Questions About Debt After Death

truth_about_debt_and_deathHave you ever wondered what would happen to your debts if you passed away before paying them off? Will your loved ones be obligated to pay your debts or will they simply disappear? Every person’s debt landscape is different, and the best approach is to create a tailor-made estate planning strategy to make sure your debt doesn’t come back to haunt your family after you’re gone. Continue reading

12 Simple Steps to an Estate Plan…

moneyTake care of your family by making a Will, Power of Attorney, Living Will, Funeral Arrangements, and more…

1. Make a Will – In a will, you state who you want to inherit your property and name a guardian to care for your young children should something happen to you and the other parent. For more information, see The Simple Will: No Frills, No Fuss, No Anxiety or create an Online Will. Continue reading

Baby Boomers

Baby Boomers Have No Plans of Slowing Down…

golf couplesBaby boomers are emerging as one of the largest generations, and nearly 10,000 baby boomers will turn 65 years old every single day over the next 19 years. As a generation that refuses to compromise, baby boomers are reshaping everyone’s view of aging because they are living healthier, more active lifestyles and have no intention of slowing down. Continue reading

Exercise and Physical Activity

“After walking on a treadmill at the local community center, I knew I’d be happier outside. So, I got a step counter and started walking in my neighborhood. Since then, I’ve seen yellow tulips bloom in spring and red dogwood leaves drop in fall. I always come home with more energy and happy to go on with the rest of the day,” states Marian (age 77). Continue reading

Confidence is Key When Driving in Winter Weather

winter_drivingHarsh winter conditions can have crippling effects for drivers in locations often affected by snowy and icy weather during the cold months. Hauling the kids to hockey practice or even a quick trip to the grocery store could prove to be a difficult task, especially if a vehicle is not ready for challenging conditions that may come with the cold weather.

Just as consumers spend hours winterizing their homes, it is important to winterize your vehicle. Preserving your investment during the colder months of the year should be a top priority. Continue reading

Deer Feeding – Protect your Landscape

Deer are beautiful, graceful animals we cannot deny it. However, when it comes to where deer decide to dine, most of us just don’t want them outside our windows foraging through our foliage. Their beauty and grace comes with the destruction – even devastation – of our well-cared-for and often expensive landscaped yards and gardens. If you think your yard is out of the woods since summer’s over, think again. Deer damage can actually get worse in fall and winter. Continue reading

Tips for Retirees Traveling Abroad

couple-5Men and women often dream of jet setting around the world when they retire. Traveling the globe without worrying about timelines or what’s going on back at the office is something many retirees reward themselves with after a life of hard work.

As liberating as world travel can be, retirees still must exercise caution when traveling abroad. The following are a few safety tips for retirees who are ready to make their dream retirements a reality by setting off for parts unknown. Continue reading

What is a Geriatric Care Manager?

A professional Geriatric Care Manager (GCM) is a health and human services specialist who helps families who are caring for older relatives. The GCM is trained and experienced in any of several fields related to long-term care, including, but not limited to nursing, gerontology, social work, or psychology, with a specialized focus on issues related to aging and elder care.

The professional GCM assists older adults and persons with disabilities in attaining their maximum functional potential. In addition, the GCM is an experienced guide and resource for families of older adults and others with chronic needs. Continue reading

Death Benefits

Social Security and Death Benefits

Baby Boomers Social Security CardIn the event of the loss of a loved one, the Social Security office in your area should be notified as soon as possible when a person dies. In many cases, the funeral director will report the person’s death to Social Security. *You will need to furnish the funeral director with the deceased’s Social Security number so he or she can make the report.

Check to see if some of the deceased’s family members are able to receive Social Security benefits if the deceased person worked long enough under Social Security program to qualify for benefits. Get in touch with Social Security as soon as you can to make sure the family receives all of the benefits to which it may be entitled. Continue reading

Foot Care for Diabetics

 Blending Podiatry and Pedicures

When you have diabetes, any injury to your feet is a major concern, and an open invitation for wounds and infections. Wounds often come from decreased sensation in the extremities, known as diabetic neuropathy. Due to the lack of pain, these open wounds often go unnoticed and untreated. This greatly increases the risk infection.

An infection can lead to higher blood sugars and higher blood sugars can interfere with the healing process, leading to potential poor healing wounds and even amputation if you are a diabetic. People with poor circulation arthritis and skin issues are also at risk for similar issues with their feet. This means you need to take extra care of your feet and avoid injury.  Continue reading